Rates

Premium Information

All rates shown below are monthly deduction amounts. The board contributes a significant amount towards your medical coverage each month.

Important Notes

  • Voluntary life rates for employee and spouse coverage are sample premiums. 
  • Disability rates are sample premiums based on the salary listed.  Your actual monthly deduction is based on salary and coverage amount selected. 
  • Critical Illness rates for employe and spouse only indicate three increment options.  More options will be available during your enrollment.

 

Your actual premiums for life, disability, and critical illness can be found on the enrollment portal or by calling the Benefits Service Center.

Health Insurance - Medical Premiums

2025 Anthem HRA Gold

  • Employee: $194.67
  • Employee + Spouse: $482.76
  • Employee + Child(ren): $355.26
  • Family: $643.35

2025 Anthem HRA Silver

  • Employee: $131.17
  • Employee + Spouse: $349.41
  • Employee + Child(ren): $247.31
  • Family: $465.55

2025 Anthem HRA Bronze

  • Employee: $82.67
  • Employee + Spouse: $247.56
  • Employee + Child(ren): $164.86
  • Family: $329.75

2025 Anthem HMO

  • Employee: $157.53
  • Employee + Spouse: $404.77
  • Employee + Child(ren): $292.12
  • Family: $539.36

2025 UHC HMO

  • Employee: $196.58
  • Employee + Spouse: $486.77
  • Employee + Child(ren): $358.50
  • Family: $648.69

2025 UHC HDHP

  • Employee: $72.69
  • Employee + Spouse: $226.60
  • Employee + Child(ren): $147.89
  • Family: $301.80

2026 Anthem HRA Gold

  • Employee: $213.71
  • Employee + Spouse: $531.82
  • Employee + Child(ren): $390.68
  • Family: $708.79

2026 Anthem HRA Silver

  • Employee: $146.11
  • Employee + Spouse: $389.86
  • Employee + Child(ren): $275.76
  • Family: $519.51

2026 Anthem HRA Bronze

  • Employee: $92.12
  • Employee + Spouse: $276.48
  • Employee + Child(ren): $183.97
  • Family: $368.33

2026 Anthem HMO

  • Employee: $177.21
  • Employee + Spouse: $455.17
  • Employee + Child(ren): $328.63
  • Family: $606.59

2026 UHC HMO

  • Employee: $217.19
  • Employee + Spouse: $539.13
  • Employee + Child(ren): $396.59
  • Family: $718.53

2026 UHC HDHP

  • Employee: $81.11
  • Employee + Spouse: $253.36
  • Employee + Child(ren): $165.26
  • Family: $337.51

TriCare

  • Employee: $60.50
  • Employee + Spouse or Child(ren): $119.50
  • Family: $160.50

Dental Insurance

Dental - Limited

  • Employee: $24.96
  • Employee + Spouse: $64.00
  • Employee + Child(ren): $56.16
  • Family: $85.96

Dental - Standard

  • Employee: $43.92
  • Employee + Spouse: $112.48
  • Employee + Child(ren): $98.72
  • Family: $151.12

2026 Dental - Basic

  • Employee: $26.52
  • Employee + Spouse: $68.00
  • Employee + Child(ren): $59.68
  • Family: $91.32

2026 Dental - Enhanced

  • Employee: $46.64
  • Employee + Spouse: $119.48
  • Employee + Child(ren): $104.85
  • Family: $160.52

Vision Insurance

Vision

  • Employee: $6.39
  • Employee + Spouse: $12.14
  • Employee + Children: $12.78
  • Family: $18.78

2026 Vision - Basic

  • Employee: $7.36
  • Employee + Spouse: $13.99
  • Employee + Children: $14.72
  • Family: $21.63

Enhanced Plan (new for 2026)

  • Employee: $11.49
  • Employee + Spouse: $21.83
  • Employee + Children: $22.98
  • Family: $33.77

Voluntary Life Insurance

Voluntary Life - Employee (Sample Deductions)

  • $50,000 Benefit
  • Age - 25: $3.10
  • Age - 35: $4.85
  • Age - 45: $11.65
  • Age - 55: $31.20
  • Age - 65: $52.30
  • $150,000 Benefit
  • Age - 25: $9.30
  • Age - 35: $14.55
  • Age - 45: $34.95
  • Age - 55: $93.60
  • Age - 65: $156.90

Voluntary Life - Spouse (Sample Deductions)

  • $30,000 Benefit
  • Age - 25: $1.86
  • Age - 35: $2.91
  • Age - 45: $6.99
  • Age - 55: $18.72
  • Age - 65: $31.38
  • $50,000 Benefit
  • Age - 25: $3.10
  • Age - 35: $4.85
  • Age - 45: $11.65
  • Age - 55: $31.20
  • Age - 65: $52.30

Voluntary Life - Child (Actual Premium Deductions)

  • $10,000 Benefit: $2.20

Short Term Disability

Short Term Disability (Sample Deductions)

  • Age 30
  • $25,000 Salary | $500 Month Benefit: $9.70
  • $30,000 Salary | $1,500 Month Benefit: $29.10
  • $50,000 Salary | $2,500 Month Benefit: $48.50
  • Age 40
  • $25,000 Salary | $500 Month Benefit: $8.15
  • $30,000 Salary | $1,500 Month Benefit: $24.45
  • $50,000 Salary | $2,500 Month Benefit: $40.75
  • Age 50
  • $25,000 Salary | $500 Month Benefit: $10.10
  • $30,000 Salary | $1,500 Month Benefit: $30.30
  • $50,000 Salary | $2,500 Month Benefit: $50.50
  • Age 60
  • $25,000 Salary | $500 Month Benefit: $12.90
  • $30,000 Salary | $1,500 Month Benefit: $38.70
  • $50,000 Salary | $2,500 Month Benefit: $64.50

Long Term Disability

Long Term Disability (Sample Deductions)

  • Age 30
  • $25,000 Salary | $500 Month Benefit: $2.48
  • $30,000 Salary | $1,500 Month Benefit: $7.43
  • $50,000 Salary | $2,500 Month Benefit: $12.38
  • Age 40
  • $25,000 Salary | $500 Month Benefit: $3.83
  • $30,000 Salary | $1,500 Month Benefit: $11.48
  • $50,000 Salary | $2,500 Month Benefit: $19.13
  • Age 50
  • $25,000 Salary | $500 Month Benefit: $6.44
  • $30,000 Salary | $1,500 Month Benefit: $19.31
  • $50,000 Salary | $2,500 Month Benefit: $32.18
  • Age 60
  • $25,000 Salary | $500 Month Benefit: $6.03
  • $30,000 Salary | $1,500 Month Benefit: $18.09
  • $50,000 Salary | $2,500 Month Benefit: $30.15

Critical Illness

Critical Illness - Employee

  • $5,000 Coverage
  • Age 20-29: $2.70
  • Age 30-39: $3.30
  • Age 40-49: $5.70
  • Age 50-59: $12.30
  • Age 60-64: $19.95
  • Age 65-69: $27.70
  • Age 70+: $33.45
  • $10,000 Coverage
  • Age 20-29: $4.15
  • Age 30-39: $5.35
  • Age 40-49: $10.15
  • Age 50-59: $23.35
  • Age 60-64: $38.65
  • Age 65-69: $54.15
  • Age 70+: $65.65
  • $15,000 Coverage
  • Age 20-29: $5.60
  • Age 30-39: $7.40
  • Age 40-49: $14.60
  • Age 50-59: $34.40
  • Age 60-64: $57.35
  • Age 65-69: $80.60
  • Age 70+: $97.85
  • $25,000 Coverage
  • Age 20-29: $8.50
  • Age 30-39: $11.50
  • Age 40-49: $23.50
  • Age 50-59: $56.50
  • Age 60-64: $94.75
  • Age 65-69: $133.50
  • Age 70+: $162.25

Critical Illness - Spouse

  • $5,000 Coverage
  • Age 20-29: $2.70
  • Age 30-39: $3.30
  • Age 40-49: $5.70
  • Age 50-59: $12.30
  • Age 60-64: $19.95
  • Age 65-69: $27.70
  • Age 70: $33.45
  • $10,000 Coverage
  • Age 20-29: $4.15
  • Age 30-39: $5.35
  • Age 40-49: $10.15
  • Age 50-59: $23.35
  • Age 60-64: $38.65
  • Age 65-69: $54.15
  • Age 70: $65.65
  • $15,000 Coverage
  • Age 20-29: $5.60
  • Age 30-39: $7.40
  • Age 40-49: $14.60
  • Age 50-59: $34.40
  • Age 60-64: $57.35
  • Age 65-69: $80.60
  • Age 70: $97.85

2026 Accident

Accident

  • Employee: $9.78
  • Employee + Spouse: $19.57
  • Employee + Children: $21.04
  • Family: $30.83

2026 Hospital Indemnity

Hospital Indemnity

  • Employee: $20.44
  • Employee + Spouse: $40.90
  • Employee + Children: $43.96
  • Family: $64.42

Non-Medical Enrollment and Questions: (866) 481-4920

Medical Enrollment and Questions: (800) 610-1863

General Questions:

info@daltonpublicschoolsbenefits.com

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