Hospital Indemnity
Dalton Public Schools offers a hospital indemnity plan insured by Voya Financial. This plan provides a hospital confinement benefit plus daily benefits which are paid directly to you and can be used for any purpose. Pregnancy is covered under this benefit with no pre-existing condition exclusion.
Premium Information: daltonpublicschoolsbenefits.com/rates
Important Documents: daltonpublicschoolsbenefits.com/resources
The hospital indemnity plan pays when you are admitted to the hospital, whether it is a planned or unplanned admission. This includes emergencies and unexpected admissions as well as planned or scheduled surgeries and procedures. The fixed indemnity benefits may be used as you choose to help offset deductibles, coinsurance, and other expenses.
|
Schedule of Benefits
|
Amount
|
|---|---|
| Initial Confinement Benefit | $1,500 |
| Daily Hospital Confinement Benefit | $200 / day up to 30 days per confinement |
| Critical Care Unit Confinement Benefit | $400 / day up to 30 days per confinement |
| Rehabilitation Facility |
$100 / day up to 30 days per confinement Includes substance abuse and mental health treatment facilities |
Wellness Benefit
The hospital indemnity plan includes a wellness benefit of $50 per year per covered member for covered preventive screenings including but not limited to:
- Annual physical exam, biometric screening, or stress test on bicycle or treadmill
- Blood test for triglycerides, CEA, bone marrow, CA 15-3 (breast cancer), fasting glucose, Hemoglobin A1C
- Chest x-ray, mammograms, breast ultrasound, sonogram, MRI
- Serum testing for cholesterol levels (HDL & LDL) or protein electrophoresis (myeloma)
- Routine dental or vision exam
- Electrocardiogram or ultrasound screening for abdominal aortic aneurysms
- Colonoscopy, prostate-specific antigen testing, or pap smear
