Dalton Public Schools Employee Benefits

2026 Permanent Life Insurance with Long Term Care

Chubb's Permanent Life Insurance with Long Term Care Benefit provides lifelong protection, with death benefits guaranteed for the longer of 25 years or through age 70.

2026 Accident

Accidents often lead to a series of expenses. Even with medical insurance, you may still face out-of-pocket costs. If you experience a fracture, dislocation, or another covered accidental injury, Accident Insurance can assist in covering unexpected medical expenses like emergency room bills, deductibles, and co-payments. When an unforeseen injury occurs, Accident Insurance helps alleviate costs that your medical plan may not cover.

2026 Hospital Indemnity

Hospital stays can put a significant strain on any budget, and often, the necessary care cannot be postponed even if it impacts your finances. Hospital Indemnity insurance plans offer daily payments for each day spent in the hospital, along with coverage for other qualified expenses. This gives you financial flexibility to use the funds as you see fit, whether to cover hospital bills or to manage additional costs that arise during your recovery.

2026 Vision

Our vision changes over time, so you may not be aware of your need for vision correction.  That’s why an annual eye exam is critical to keeping your view of the world sharp and clear.  Vision Insurance helps offset the costs of routine checkups and vision correction wear that may be prescribed.  Routine eye exams are a preventive measure for maintaining your overall health and wellness, and your doctor will look for vision problems and signs of serious medical conditions such as glaucoma, cataracts, diabetes, and even cancer.

2026 Dental

Dental Insurance is designed to offer you coverage for common dental care issues and to help you budget for dental services. You pay for a certain amount out-of-pocket for services covered by your plan before your insurance starts paying (known as your deductible). Under this plan, the deductible is waived for preventive services like exams, cleanings, and x-rays. After you meet your deductible, you’re responsible for a percentage of covered expenses, which is called co-insurance.

Open Enrollment

Open Enrollment is from Monday, October 20 through Friday, November 7.  You are strongly encouraged to complete an active election for medical and voluntary benefits. If you are enrolled in the FSA and wish to continue this benefit, an active election is REQUIRED. This is a great time to view your personal information, plan options, and life insurance beneficiary information.

Employee Assistance Program (EAP)

Dalton Public Schools provides an Employee Assistance Program (EAP) to all benefits-eligible employees.  Call the Hamilton EAP for confidential assistance to help manage life's challenges!

Retirement & Savings

The Dalton Public Schools retirement program is made up of multiple parts: Social Security and either the Teachers Retirement System (TRS) or the Public School Employees Retirement System (PSERS), and a personal retirement plan option.  If you want to learn more about how our retirement plans work, and how to make sure you get the most out of your retirement, click the link below.

Flexible Spending (FSA)

The Flexible Spending Accounts (FSA) allow you to set aside pre-tax funds that are available for healthcare and dependent day care expenses.  You may enroll in the Healthcare FSA for medical, dental, vision, pharmacy, and other related expenses and / or the Dependent Care FSA, primarily for dependent day care expenses.

Wellness

ShareCare is the wellness program vendor for the State Health Benefit Plan (SHBP), and they provide comprehensive well-being and incentive programs for members.  As you complete wellness activities, you will earn points in your Health Incentive Account to help offset your medical expenses.  High Deductible Health Plan (HDHP) members must meet a portion of the deductible before well-being points may be used. 

Disability

As a Dalton Public Schools employee, you have the option to elect short term and / or long term disability coverage.  These plans pay a benefit should you remain disabled and unable to work, and provide you with financial protection in the event you miss work due to an accident or illness, and are unable to work due to a temporary or permanent disability.

Farmer’s Home and Auto

Most people are required to maintain auto and homeowners insurance.  Premiums for these coverages can be expensive and difficult to budget.  Dalton Public Schools has partnered with Farmers Insurance (formerly MetLife) to offer discounts up to 35% (depending on your length of employment with Dalton Public Schools) and premium payments through the convenience of payroll deduction.

Critical Illness

Critical illness insurance helps you and your family maintain financial security during the recovery period of a serious medical event, such as cancer, heart attack, or stroke.  The benefit provides a monetary benefit to help with the out-of-pocket medical and non-medical expenses of the illness, and coverage is available to both employees and their families. 

Life Insurance

Life Insurance can help provide financial protection for your family if you pass away.  The money received from a life insurance policy could help your family with both everyday and future expenses, including medical bills, funeral costs, utilities, college tuition, and mortgage payments.  Life Insurance provides you with coverage as long as you continue paying your monthly premium.

Your cost will vary depending on your age and amount of coverage you elect.  It is important to assess your current and future financial obligations to help you determine the coverage that's right for you.  Our Benefits Service Center Specialists can help you make the right decision for you and your family.

Vision

Our vision changes over time, so you may not be aware of your need for vision correction.  That’s why an annual eye exam is critical to keeping your view of the world sharp and clear.  Vision Insurance helps offset the costs of routine checkups and vision correction wear that may be prescribed.  Routine eye exams are a preventive measure for maintaining your overall health and wellness, and your doctor will look for vision problems and signs of serious medical conditions such as glaucoma, cataracts, diabetes, and even cancer.

Dental

Dental Insurance is designed to offer you coverage for common dental care issues and to help you budget for dental services. You pay for a certain amount out-of-pocket for services covered by your plan before your insurance starts paying (known as your deductible). Under this plan, the deductible is waived for preventive services like exams, cleanings, and x-rays. After you meet your deductible, you’re responsible for a percentage of covered expenses, which is called co-insurance.

State Health Benefit Plan (SHBP)

There are two health plan carriers available to employees and their families: Anthem and UnitedHealthcare (UHC).  Each carrier has multiple plan options available, and each plan includes coverage for preventive care, visits to primary care and specialty care providers, coverage for hospital stays, and visits to urgent care & the emergency room.  When thinking about your health benefits, don’t look at just one thing - like your contributions or the deductible - be sure to consider the whole picture!